Fox Chase Bank - Consumer Loan Rates (New Jersey)

Consumer Loan Rates (New Jersey)

AUTO/TRUCK LOANS
Type of Loan APR* Terms
New 2007/2008 6.99% 12-36 months
New 2007/2008 6.99% 37-48 months
New 2007/2008 6.99% 49-60 months
New 2007/2008 6.99% 61-72 months
MAXIMUM AMOUNT FINANCED: 90% OF THE PURCHASE PRICE (EXCLUDING SALES TAX, TAGS, EXTENDED WARRANTY, ETC.)
Used 2003-2007 7.49% 12-36 months
Used 2003-2007 7.49% 37-48 months
Used 2003-2007 7.49% 49-60 months

FOR EXAMPLE, AN AUTO LOAN FOR 60 MONTHS AT 6.25% HAS A PAYMENT FACTOR OF $19.45 FOR EVERY $1000 BORROWED.

MAXIMUM AMOUNT FINANCED: THE KELLEY BLUE BOOK WHOLESALE VALUE (INCLUDING OPTIONS, IF ANY)

IF YOU OPT FOR THE AUTOMATIC PAYMENT DEDUCTION FROM YOUR FOX CHASE BANK ACCOUNT, DEDUCT .25% FROM THE RATES LISTED ABOVE.

WE DO NOT FINANCE PRIVATE SALES OR COMMERCIAL VEHICLES.

MINIMUM LOAN AMOUNT $2,000. MAXIMUM LOAN AMOUNT $75,000. (Minimum Loan for 72 Month Term is $6,000)

Auto Insurance Required

Home Equity Loans
 
  (Maximum LTV 80%) (Maximum LTV 90%)
  $5,000-$24,999 $25,000+ $5,000-$24,999 $25,000+
Term APR* APR* APR* APR*
12-36 months 5.99% 5.49% 6.99% 6.49%
37-48 months 5.99% 5.49% 6.99% 6.49%
49-60 months 5.99% 5.49% 6.99% 6.49%
61-84 months 6.24% 5.74% 7.24% 6.74%
85-120 months 6.49% 5.99% 7.49% 6.99%
121-180 months 6.63% 6.24% 7.63% 7.24%
FOR EXAMPLE, A HOME EQUITY LOAN FOR 60 MONTHS AT 5.74% HAS A PAYMENT OF $19.21 FOR EVERY $1000 BORROWED

IF YOU OPT FOR THE AUTOMATIC PAY DEDUCTION FROM YOU FOX CHASE BANK ACCOUNT, DEDUCT .25% FROM THE RATES ABOVE.

Rates shown are for qualified borrowers with credit scores of 700 and above. Rates may be higher for borrowers that fail to meet our credit policy guidelines and will be established after a review of the credit file.

Property Insurance Required

Home Equity Line Of Credit
Minimum Line
$5,000
  Maximum Loan to Value
80%
Apr* Terms Maximum Lifetime APR Cap
Prime + 0% Revolving 18.00%

Current Variable APR is 5.00%  as of 06/18/2008

Property Insurance Required

Certificate Of Deposit Installment Loans
Minimum Loan: $3,500
Maximum Loan: 90% of CD Principal balance
Term Apr  
12-60 months CD Rate + 3.00%  
 
A CERTIFICATE OF DEPOSIT LOAN AT A RATE OF 5.25%APR FOR 36 MONTHS HAS A PAYMENT OF $30.80 FOR EVERY $1000 BORROWED.

Please call our Tell-A-Banker (24 hour telephone banking service) to determine if any rates have changed.
In PA: 215-682-4100
In NJ: 877-EST-1867

Additional information on these accounts is available at our branches

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