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Introduction
We respect your financial privacy and comply with laws and regulations designed to secure that privacy. Your relationship with us is important, and we want you to understand our policies and practices about handling information. We do not share information about you, except as permitted by law with our subsidiaries, affiliated companies and business partners as described below in order to provide better service. "Information" means nonpublic, personal financial information.
Information About YOU
We may routinely collect or retain information that includes your: (1) name, address, telephone number, social security number, annual income, current and past employers; (2) answers to questions on deposit and loan applications; and (3) deposit and loan balances, overdraft history and payment history with us. We collect information from consumer reporting agencies regarding credit and checking account histories. In order to better serve you, we also may retain information about the types of products and services you purchase from us to learn about your financial needs and interests. We do not share information about you, but will with others to the extent permitted by law and in accordance with our information sharing policies and practices listed below.
Safeguarding Information About YOU
Information that we have about you is available to our employees and agents on a "need to know" basis so they can do their jobs. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy. We do not provide information about you without identifying the requestor(s) and determining whether they may have legal access to the information. We train our employees to protect information we have about you.
Account Numbers
We will not disclose your account number for a deposit account or transaction account to a nonaffiliated third party in order for them to sell you products or services. We may give your account number to consumer reporting agencies because we are allowed or are required to do so by law.
Information Sharing
We do not share information about you, except as permitted by law. We do this so we can offer and provide more convenient access to other products and services.
