Fox Chase Bank - Product Solutions

Product Solutions

Build a strong, dynamic framework that gives you control over your cash assets and overall working capital. With a payment solutions portfolio customized specifically for your business, we can help you eliminate idle cash, compress your cash conversion cycle, minimize costs and enhance back-office efficiency. In addition, strengthen your internal controls and gain insight into your working capital flows with state of the art online banking tools. Our Payment Solutions Specialists will work with you to build and execute a plan that gives you total control over your operations and improves your bottom line.

eXpressway Remote Deposit Service™
- Scan, send and deposit your business checks electronically with a scanner the size of a child's lunch box MORE
eXpress Investment Sweep™
- Keep your excess cash invested, earning a competitive yield MORE
eXpress Investment Sweep™
- Keep your excess cash invested, earning a competitive yield MORE
Merchant Services
- Expand your receivables options with Fox Chase Bank's Merchant Services by accepting VISA, MasterCard and other popular credit/debit cards and gift cards. With a variety of cost-effective, convenient, easy solutions to choose from, there is sure to be a merchant services option that can make accepting payment from your customers even easier MORE
eXpress Payment Verification™ (Positive Pay)
- Prevent fraud by detecting items before your account is debited. With Fox Chase Bank's convenient eXpress Payment Verification Service you can easily identify suspicious items, such as duplicate serial numbers or stolen checks, and determine which items should be paid and which should be returned. We simply load the software on to your computer and send you a file of presented items for you to compare with your records. It's easy, secure and helps you maintain tight control over your disbursements.
eXpress Online Cash Management™
- If you're an organization with more complex online banking needs, you can put fast, full-time financial control in your hands and make your companys cash work harder. With eXpress Online Cash Management you can:
- Review account information, access detailed reports, make transfers and view check images
- Originate wire transfers
- Initiate multiple ACH payments in order to disburse or collect funds. This feature could be used to process direct deposit of payroll as well as vendor payments.
- Place stop payments
- Download your account statement data into Quicken or QuickBooks via Web Connect
- Provide various levels of functionality to individual staff members to control the accounts and services they may access
Direct Connect/Web Connect
- Once you have enrolled in Online Banking for your business you can download your account transaction information into:
  Microsoft^® Money
  Quicken^®
  QuickBooks^®
  
  With Quicken^® and QuickBooks^®, you have two options: Web Connect and Direct Connect. With Web Connect you can download your account transactions by logging into Online Banking and utilizing the download feature. With Direct Connect, you can download account transactions and perform other transactions such as transfers all within Quicken^® or QuickBooks^®.
eXpress Cash Safe™
- Once you have enrolled in Online Banking for your business you can download your account transaction information into:
  Microsoft^® Money
  Quicken^®
  QuickBooks^®
  
  With Quicken^® and QuickBooks^®, you have two options: Web Connect and Direct Connect. With Web Connect you can download your account transactions by logging into Online Banking and utilizing the download feature. With Direct Connect, you can download account transactions and perform other transactions such as transfers all within Quicken^® or QuickBooks^®.
Business Online Banking
- Wherever your busy business life takes you, you can access your accounts with the click of a mouse. Save time by taking care of all your basic business banking needs with our Online Banking Services:
- Review account information, access detailed reports, make transfers and view check images
- Request a change of address
- Place a stop payment
- Pay bills online
- Set up e-mail alerts or cell phone notifications
ACH Services
- Reduce check-processing costs and have the convenience of initiating and receiving transactions from your desktop by collecting and disbursing payments automatically.
Payroll Services
- Tailored solutions to help make the processing of your payroll more economical and efficient.
Business VISA debit card
- With a Business Visa debit card, paying for your expenses is fast, easy and safe. Use your card just like a check to pay for purchases at millions of locations where VISA is accepted, and funds are automatically debited from your Fox Chase Bank Business Checking Account.
Business ATM Deposit Only
- The Business ATM Deposit Only card is designed for businesses that want the convenience of making currency and check deposits at ATMs. This card allows a business to make deposits at participating STAR ATMs.
Zero Balance Account
- If your business has multiple locations, divisions or accounting functions, you can take advantage of our Zero Balance Account (ZBA), which allows you to seamlessly consolidate funds into one master account and automatically fund disbursements to the linked accounts as needed. This greatly reduces idle balances, thus allowing you more money for investment or bill paying.
Escrow Account
- A title company, attorney, real estate professional or a company that handles multiple client accounts can benefit from our Escrow Account service. The service enables you to link all of your single-purpose accounts to one easy-to-use master checking account.
IOLTA Accounts (Interest on Lawyers' Trust Accounts)
- Law firms that administer client funds can take advantage of the Interest on Lawyers Trust Account (IOLTA). Interest generated from funds is remitted to the state bar association to support law-related charitable causes. No monthly maintenance fee or per-check charges.
Controlled Disbursement
- The Controlled Disbursement service provides early same-day notification of your check clearing totals, allowing you to precisely fund disbursement activity, enhance investment opportunities or reduce borrowing requirements. Each business morning, we will notify you of the total dollar amount of checks that will be presented that day for payment.

To speak about eXpress Cash Management Solutions™
for your business please contact Michelle Miranda
at 215-283-2900 Option 5 or toll free at 866-369-2427 Option 5